Disclaimer

Let Us Close is a general guide to the final stage of buying a home. Please read it as background, not as instructions for your own purchase.

General information only

The guides describe common practice in the United States. Real closings vary with the state, the county, the lender, the type of loan and the contract. Figures such as typical closing-cost ranges are rough illustrations, not estimates for your situation.

No professional relationship

Reading the site or sending a note does not make us your adviser or representative. We are not a lender, title company, law firm or brokerage, and we do not take part in any transaction.

Check your own documents

Your Loan Estimate, Closing Disclosure and contract are the documents that count. Where they differ from anything you read here, they win.

Money and wire transfers

We will never send you payment or wiring instructions. Anyone claiming to do so on our behalf is not us. Always confirm instructions with the people handling your closing, using a phone number you already trust.

Illustrations

Images are illustrations of typical scenes, not photographs of real properties or transactions.

The wider archive

The Loose Ends archive holds older articles on many subjects published before the current guides. They are kept for reference and do not share the guides’ focus.